Should You Refinance in 2026? Here's How to Know If the Numbers Stack Up With interest rates continuing to shift and living costs remaining a key focus for Queensland households, many homeowners are asking the same question in 2026: Should I refinance my home loan? Refinancing isn’t just about chasing the lowest advertised rate. It’s…
Our Instagram might be full of commercial sheds and American trucks, but home lending is very much what we do. And right now, in QLD’s 2026 property market, using a broker has never mattered more. Here’s why — and what we can do for you.
Dream Financing is proud to announce Brenton Pavey has been recognised as one of the AFG’s top 20 finance brokers in Queensland for 2023. As one of the driving forces and co-owners behind Dream Financing – a finance broking and accounting practice on Brisbane’s northside – this prestigious accolade highlights Brenton’s exceptional performance, dedication, and…
Here at Dream Financing on Brisbane’s northside, one of our specialities is helping small business clients in the building industry. One of the most common questions we get asked by our trade clients when it comes to their accounting and bookkeeping is: “How much work do I have to do?” When a client starts with…
If you think bigger is better, you’ll probably agree that Americans are on the money when it comes to upsizing. And no, we’re not talking about food – we’re talking about their iconic pick-up trucks. During the pandemic there’s been a COVID caravanning boom, so it’s no wonder that demand for powerful and spacious utes…
No one likes paying tax. Some clients even spend more than they should (on things they don’t need) to reduce their taxes. And whilst we understand, sometimes this is not always beneficial to you or your business. If you write off too much in your business you are effectively reducing your taxable income (not to…
Is a Ford F250 your dream truck, but you need help locking in finance? Our North Brisbane brokers are experts when it comes to financing any American-style trucks – including Super Duty Fords like the F250 models (plus F150 and F350). These utes have rugged frames that are built tough. This is just one of…
Are you looking for a switched on and trustworthy broker in Brisbane to help with your RAM Truck financing? Dream Financing is the team to turn to when you need financing for any American-style pick-up trucks, including RAM Trucks (formerly Dodge RAM) – and we can make it happen fast. In recent months we’ve assisted…
Dream Financing is proud to be your Chevrolet Silverado Financing expert. Based on Brisbane’s northside, our finance brokers have not only witnessed the popularity of American trucks skyrocket, but we also own them ourselves meaning we can help you source and finance one with ease! If you’re looking for a spacious interior, generous tray, more…
Should I refinance to save money? Of course, it depends on your individual circumstances, but for most of our clients, the answer is a resounding yes! In today’s market, we are flooded with a barrage of financial advertising. The sheer influx of information can lead to confusion and costly mistakes. When we first met our clients,…
Can Refinancing Investment Property Save You Money? Refinancing investment property portfolios can be a very worthwhile choice, providing you with savings and the opportunity to own your properties sooner. Our clients had a portfolio of three separate properties – two were investment loans and one was their own family home. Their portfolio had them locked into…
In this article we provide a snapshot of Australian superannuation changes which come into effect on 1 July 2021 and their implications. Below we cover: Super guarantee rate changes New stapled superannuation employer obligations for new staff Superannuation contributions caps Transfer balance cap Minimum superannuation drawdown If you have any questions about superannuation implications for…
Do you own a small or medium sized business? Our latest article might be for you! In this blog we look at Single Touch Payroll Reporting, and some previous exemptions that are changing on 1 July 2021. What Is STP Reporting? With Single Touch Payroll, businesses report employee’s payroll information, including salaries and wages, superannuation…
Those who have been affected financially due to Covid-19 can have early access to superannuation. Those who elect to withdraw moneys out of their super will not be taxed and do not include it in their tax return. Is this too good to be true? Could it damage your chances of getting a home loan?…
A $25k HomeBuilder construction grant has just been announced by the Federal Government to give eligible Australians a helping hand and to boost the construction industry. This is good news for those planning on building their dream home or carrying out major construction work on their existing owner occupied house. The aim of the scheme…
Have you thought about refinancing to save money? Everyone is always looking for new ways to save some extra cash, especially in these uncertain times. With the lowest ever interest rates there has never been a better time to consider refinancing. Chances are if you’ve been with the same lender for a number of years…
Here is an outline of the Coronavirus stimulus package proposals made by Scott Morrison this week to help Australians weather the economic impacts of Coronavirus. Importantly this package is a proposed package and the changes are not yet in effect until passed into Legislation. Instant Asset Write Off Currently the instant asset write off is $30,000 for small…
Does the thought of saving money sound appealing to you? We recently helped a client with his home loan refinance Eatons Hill to save 0.96% on his interest rate as well as providing cash-out for renovations. If you’re looking for a fresh approach and expert advice, speak to Dream Financing. Here at Dream Financing, our…
Dreaming of building the perfect house? Don’t know where to start when it comes to your finances? Look no further than right here for a construction loan broker Samford. Dream Financing is your friendly, approachable and best of all, local home loan broker North Brisbane and beyond. We have great relationships with more than 50…
Are you dreaming of being a first home buyer Arana Hills? We recently helped a young couple beat the renting cycle and get into the housing market in Arana Hills. Keep reading to find out what they had to say about the Dream Team. We know that the thought of buying your first home can…
Are you considering restructuring your debt or refinancing your home loan to save money? With record low home loan interest rates under 3% there has never been a better time to save money. If you’re looking for a fresh approach and quick, expert advice, speak to Dream Financing today. We make it our priority to…
Are you one of the increasing number of Australians using Afterpay, ZipPay or any of the other buy now, pay later services? Is the option of buying an item now and paying for it at a later date causing people to spend beyond their means? It is now almost impossible to go into a shop…
Is your family outgrowing your current home? Are you thinking of upgrading your house? Let the experts at Dream Financing assist you in turning your home loan dreams into a reality. We are your only point of call for home loan upgrade Brisbane North. Here at Dream Financing, we pride ourselves on providing quick, honest…
One in two Australian home buyers1 now borrow via a broker. A dip in sentiment towards traditional banks, tighter lending criteria for investors and better-educated consumers have all helped boost mortgage brokers’ popularity over the past decade. There are, indeed, a raft of reasons to turn to a broker for your next home loan. Here are…
If you are looking for an Albany Creek Finance Broker, Dream Financing is here to help bring your dreams to life! Are you in the market to purchase a house, an office, business equipment, new boat, jetski or a caravan? We have helped many clients secure the best finance to suit their specific needs and…
If you are unsure of how to secure a home loan Brisbane, Dream Financing is an experienced team ready to guide you through the process of buying a home. Whether it’s for your first home, or it’s just been a while since you have purchased a house, we help our happy customers through the process…
If you are looking for a North Brisbane finance broker, Dream Financing is experienced, knowledgeable and ready to help you! With over 20 years of experience, a panel of more than 50 lenders, and an extensive track record of satisfied clients, we are your number one North Brisbane finance broker. Whether it be personal or…
If it’s time to get a new car or upgrade your current wheels, Dream Financing is the car finance broker Brisbane you can rely on. With a long history of satisfied clients, our unwavering commitment to putting our customers first is what keeps them coming back again and again. We have a panel of more…
Dream Financing is a reliable, friendly and experienced personal loan broker Brisbane. If you’re looking to get on the road in a caravan or camper or take to the seas in a boat or jetski, or you simply want to consolidate your existing loans – get in touch! We have been helping our happy customers…
Dream Financing is your local business vehicle finance North Brisbane expert – we’ll help you keep moving in the right direction. We have helped hundreds of local businesses with a loan for work vehicles – from utes and trucks through to other branded cars – and we can help ensure that your loans work together…
If you’re struggling to find the best mortgage broker Sunshine Coast Dream Financing is your honest and reliable local broker. We listen to your needs and have hundreds of happy customers. We’ve helped our clients get into homes they could only dream of, and now it’s your turn, so get in contact today and we’ll…
When looking for a finance broker in Eatons Hill, Dream Financing is your friendly local team, here to help you secure your new property! Whether for an investment, first home, an upgrade or a refinance, we help Brisbane locals get into their dream properties every single day. If you have struggled to find reliable and…
If you are struggling to find a commercial property finance broker in North Brisbane to partner with, Dream Financing is here to help you! With happy customers from hairdressers to scaffolders, retailers to house removalists, we can help your business escape the cycle of renting and build equity in property. We have helped our happy…
Are you looking for an experienced and reliable team to help finance your next Caboolture Home loan? Well stop searching, Dream Financing are here to make finding the right loan easy. Our friendly team are reliable and passionate about getting you into a new home on-time and on-budget. We work with over 50 different lenders,…
If you are looking for a loan for an Investment Property Broker in North Brisbane that you can rely on, Dream Financing should be your first call! Whether you are looking for options for your first Investment property or wanting to grow an existing portfolio, we have been helping people invest since 2002. We have…
Whether you have found your next home already or you are just beginning your search, Dream Financing is your local, friendly and experienced home loan broker Sandgate. If you are looking for options for your first home or looking to purchase an investment property, we have been helping people make purchases since 2002. With over…
Do you need a reliable and honest truck finance North Brisbane? Dream Financing have got you covered. Providing fast and friendly service, that you can count on, we ensure you’re given fantastic loan options. You won’t need to worry about finding the best deal, because we do it for you, so whether it’s for a…
So, you’re ready to secure your first home loan North Brisbane? Congratulations – what an exciting time! At Dream Financing, we’ll help you secure your first home loan, while ensuring you get the best rate possible. We’ll search the lending market to find the best home loan package for you, not just for now but…
Let the experts at Dream Financing help you with your home loan upgrade in Morayfield – or anywhere across the Moreton Bay and North Brisbane region. If you’re after a future proof home loan with a competitive interest rate and flexible terms, Dream Financing will match you with the best lender and a great finance…
Do you have a dream of securing your first home loan in Morayfield? Buying your first property could become a reality sooner with the help of the team from Dream Financing. We will get you into your first home with the help of a competitive interest rate, flexible terms and all with a suitable lender…
If you’re on the hunt for self-employed car loans North Brisbane, Dream Financing is your first – and only – point of call. With fast, friendly 5-star service we take away all the worry and hassle of purchasing a car, whether it’s for personal use or as a business vehicle. Our team has the expertise,…
Stop the search, Dream Financing is your friendly, approachable and best of all, local home loan broker North Brisbane and beyond. We have great relationships with more than 50 bank and non-bank lenders, so we will can find the perfect loan match for you and what you need. We are the mortgage brokers of choice…
Do you have dreams of doing a lap of Australia? Are you looking to purchase a caravan or camper trailer for shorter getaways? If this sounds like you have a chat to us and find out why Dream Financing is your 5 star caravan finance broker Queensland! Our team of highly experienced mortgage brokers have…
When it comes to securing the best rates for your working capital, let Dream Financing do all the hard work on your self-employed cash flow finance North Brisbane. We specialise in arranging short term loans for self-employed business owners, catering to individual needs and circumstances. We are the finance brokers of choice for Redcliffe, Caboolture,…
If you’re looking for the best provider of self-employed car loans North Brisbane, you can’t go past the team at Dream Financing. If you’re self-employed and looking to purchase a vehicle for business or personal use, the team at Dream Financing are here to help. We have direct links to various lenders including major banks,…
When it comes to meeting your loan and finance needs, Dream Financing is your go-to mortgage broker in Caboolture. No matter what your circumstances are, Dream Financing has the expertise, know-how and industry contacts to uncover and provide the best deal that works for you. Let us help you find the best home loan to…
Considering your options when it comes to home loan refinancing? Whether it be in North Brisbane or beyond we can help. If you’re looking for a fresh approach and expert advice, speak to Dream Financing. Our team specialise in finding the best home loan products available on the market that suit your exact needs –…
Looking to buy an Investment property? Our team of loan brokers at Dream Financing can assist you expand your investment property portfolio in the North Brisbane region or anywhere else in Australia. Whether you’re searching for the best investment property loan or a refinancing solution for your individual circumstances, talk to the Dream team. You…
If you’re self-employed and looking for a car loan or equipment finance in Eatons Hill, the team at Dream Financing has a broker who can arrange a loan for you. We specialise in securing equipment loans for self-employed individuals looking to purchase machinery, business equipment or vehicles for their business. Contact us for a confidential…
With a proactive and hands on approach, Dream Financing have all your commercial property and loan broker requirements in the North Brisbane region and beyond covered. Whether you’re self-employed or an investor and are looking to purchase commercial property, we have the expertise and industry contacts to find the deal for you. Dream Financing can…
When it comes to choosing the best mortgage broker North Brisbane, Dream Financing stands out from the crowd. No matter what your circumstances are, Dream Financing has the expertise and industry contacts to find the right loan or finance deal just for you. Keep reading below to find out why longstanding clients Sue and Will…
Is it time to look for a mortgage broker Murrumba Downs? Speak to the experienced, friendly team at Dream Financing, North Brisbane’s most trusted mortgage brokerage firm. We have offices located in two convenient locations (Warner and Caboolture) and have a team of highly sought after mortgage brokers with more than 30 years of industry…
